Experian

Experian data can provide external credit information for lending and risk decision processes. Credit scores, credit history, identity information, and other available bureau attributes can be combined with application and internal customer data to support eligibility checks, scoring, risk assessment, and other lending policies.

DecisionRules can consume data retrieved from Experian APIs and apply business rules to determine how those attributes affect the final decision. This keeps the credit data source separate from the decision logic, allowing lending policies and thresholds to evolve independently.