Automated loan application process empowers your teams to make precise, real-time credit decisions that uplift customer satisfaction and drive business growth.
Automate scorecard implementation, testing, and validation.
Make instant, accurate credit assessments.
Deliver personalized decisions that align with customer needs.
DecisionRules customers now deploy business rules in several minutes instead of average 3 days, saving substantial costs and reducing fraud losses by millions of dollars each month.1
1Data from a survey conducted by DecisionRules in October 2024. Time to market and other indicators were collected from 78 participating customers in the financial sector.
Integrating DecisionRules into your loan approval process is straightforward. Our workflow-based engine allows you to connect essential decision points, ensuring a smooth and automated approval flow.Simply start by selecting the rule components you need and placing them on the workflow canvas. DecisionRules executes each step in sequence, ensuring compliance, accuracy, and speed—all while reducing manual workload.
Modern lending demands agility, precision, and automation. With DecisionRules, you can implement dynamic scoring models and adapt them easily to real-time data, ensuring faster and smarter credit decisions. With DecisionRules, your scoring engine can be continuously adapted, enabling: Real-time credit risk assessment, More accurate loan approvals, Improved fraud detection, Enhanced compliance & transparency
Lenders need to balance competitiveness with profitability while managing risk effectively. DecisionRules enables you to implement risk-based pricing strategies that dynamically adjust loan terms based on borrower risk profiles.
Navigating complex financial regulations requires precision, consistency, and adaptability. DecisionRules helps financial institutions stay compliant with evolving laws by automating rule-based decision-making for lending and risk management.
One of the world’s largest IT consulting firms, embedding DecisionRules in its banking system to help Risk Officers and Product Owners create scorecards and automate loan approvals for top global banks.
A UK-based fintech specializing in small business payment solutions, including card devices, business accounts, and cash advances. Teya leverages DecisionRules for client scoring.
One of the world’s largest IT consulting firms, embedding DecisionRules in its banking system to help Risk Officers and Product Owners create scorecards and automate loan approvals for top global banks.
A UK vehicle finance provider for cars, vans, and motorbikes. They rely on DecisionRules for underwriting, from eligibility filtering to scoring, pricing, and limit calculations.
Easily adjust weights, cut-off thresholds, and parameters. Adapt scoring models on the fly to reflect changing risk policies.
Assess loan applications in real time or run bulk portfolio evaluations through batch processing.
Automate complex lending workflows, from application screening to final approval, with rule-driven decision-making.
Handle high transaction volumes seamlessly. Ensure optimal performance and scale operations with growing business demands.
Maintain a fully auditable decision-making process with detailed logs, version control, and regulatory compliance reports.
Connect effortlessly to internal banking systems, credit bureaus, third-party data providers, and external databases via APIs.
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