From $35 to $0.10 Per Claim. The Decision Architecture for Modern Insurance.
See how leading insurers automate underwriting, reduce claims costs by 350x, and launch parametric products in days — without serious impact on core systems.
Inside the White Paper
- The Agility Crisis: Understanding why 70–80% of insurer IT budgets are sunk into legacy maintenance, leaving little room for innovation.
- Speed-to-Quote Underwriting: A roadmap to auto-approving 80% of policies instantly by transforming underwriting into a managed decision product.
- Zero-Touch Claims Triage: How to cut claims processing costs from $35 to under $0.10 using straight-through processing.
- Parametric & Embedded Insurance: Scaling "invisible" products, such as automated flight delay payouts triggered in seconds by real-time IoT data.
- The ROI Proof: Why an agility layer can deliver up to a 40% increase in productivity and a 41% reduction in IT costs per policy.
Straight-through processing
70%+ STP rate
Leading insurers automate over 70% of simple claims end-to-end. No manual review, no adjuster involvement — data in, decision out, payout triggered.
Product launch time
Launch in days
Traditional launches take 9–18 months. An agility layer lets product teams go from logic in a spreadsheet to a live product in days.
For parametric claims
0 adjusters
Parametric products like flight delay insurance operate on a "Detect & Pay" model. Data triggers the payout automatically — settlement in seconds.
Whitepaper