RiskFlow: Capital Adequacy Management with AI-Powered Agility
Are you struggling to keep up with the constant changes in global financial regulatory standards and local banking requirements? Do manual processes and rigid, coded systems make capital adequacy reporting slow, costly, and prone to error?
The RiskFlow built on the DecisionRules (DR) platform transforms how financial institutions manage risk and compliance, delivering a transparent, auditable, and agile solution for calculating capital ratios.
Product Overview: Eliminate Complexity, Embrace Clarity
Our RiskFlow solution leverages DecisionRules, a powerful decision automation engine, to dynamically adapt your capital adequacy calculations. Our rule-based approach replaces complex, rigid code with clear, business-managed logic, ensuring real-time accuracy and complete compliance confidence.
This includes strict adherence to current and evolving global capital frameworks and the agility to rapidly incorporate local jurisdiction regulations. Crucially, DecisionRules now allows you to accelerate this process by natively transforming written regulatory policies into executable decision logic using integrated LLM (Large Language Model) technology. This drastically reduces the time needed to translate legal text into operational rules.
The calculation logic—defined in decision tables and flows—is fully transparent and auditable, a critical requirement for internal and external reviews.
| | Problem with Traditional Systems | RiskFlow Solution on DecisionRules |
|---|---|---|
| | Weeks/Months to Code Changes (slow reaction to new mandates). | AI-Powered Rule Generation: Transform regulatory text to logic instantly via LLM integration, achieving rapid Time2Market. |
| | High Audit Risk due to opaque code and hidden logic. | Full Transparency & Audit Trail through visual decision tables and flows. |
| | Inconsistent Data between batch reporting and daily operations. | Consistent Logic: Integration Flows handle both online decisioning and batch calculations with one rule set. |
Key Features for Unquestionable Compliance
The core of RiskFlow’s power lies in the DecisionRules engine, designed specifically for rapid development and regulatory robustness:
1. AI-Powered Agility & Time-to-Market:
- LLM Regulatory Translation: Natively convert complex regulatory text into business rules, allowing analysts to quickly validate and deploy compliant logic following any mandate change.
- Easy Versioning: Provides a historical audit record of all rule changes, showing precisely how your logic evolved in response to new regulatory mandates.
2. Unmatched Audibility & Traceability
- Decision Tables & Trees: Ensure direct traceability between the original regulatory text and the implemented rules, significantly streamlining the proof of compliance process during audits.
- Decision Flows: Allow for modeling of entire regulatory processes while maintaining full step-by-step transparency.
3. Business User Empowerment (No-Code)
- Codeless Approach: Risk and compliance analysts can create, modify, and deploy rules using an intuitive, no-code interface. This minimizes implementation errors and reduces dependence on IT resources, contributing to Low IT Costs.
- Business User Focus: Designed for non-technical users, minimizing the learning curve and required training.
4. Enterprise-Ready Architecture
- Integration Flows: Utilize SQL connectors, Jobs, and Webhooks to perform decisioning on large datasets for comprehensive RWA and capital requirement calculations, ensuring consistency across all operations (online and batch).
- Scalability: Seamlessly fits into existing core banking and data systems, supporting institutions of all sizes.
Service Overview: Your Partner in Implementation
Our services are tailored to meet the needs of enterprise-level customers:
- Proof of Concept (PoC): We actively engage with clients to provide hands-on support with rule creation and adjustments tailored to your specific capital requirements.
- Deployment & Infrastructure: We offer support for both cloud or on-premise infrastructure services for smooth implementation.
- Optimization: We assist with fine-tuning the solution to ensure it aligns seamlessly with your operational requirements, maximizing efficiency and performance.