Clients' expectations are sky-high. In order to meet them, you need a tool that supports decision makers (underwriters, credit policy owners...) to test assumptions and respond immediately to the market. DecisionRules offers an intuitive and simple UI for daily work with quick adoption time and no need for IT skills.
Client eligibility or credit scoring strongly affects the company's final profits. Changes in credit policies need to be prompt and cannot wait for sprints or releases. Adopting DecisionRules as a part of your IT ecosystem will make your business rules delivery process flexible, fast and controlled.
Companies in the financial sector are typically maintaining an omnichannel environment with multiple interacting applications. With DecisionRules, you can handle all rules in one place. Even if you have several teams or decision makers, they can work in one space with strong governance, logging and auditing.
Your no-go rules will perfectly fit into our Decision Tables, where the business people will be able to manage them without any need for coding or IT skills.
Your scorecard management will be much more effective. You will be able to easily change the rule parameters when the scorecard is re-calibrated.
Setting up parameters for models of limit calculation and affordability will be as easy as changing the values in Excel sheets.
With Rule Flows, preliminary offers can be connected to the components of standard underwriting. The difference between final underwriting and offer calculation can be therefore minimal.
All the necessary components of the final decision can be chained together using Rule Flows. The decision-making logic is therefore divided into smaller pieces, structured and maintainable.
Even if you have multiple teams and omnichannel applications, you will keep all your rules in one place. You will see all your changes and will be able to easily switch to previous versions of the rules.
Our user interface is easy to understand for business people. Rule changes can be done with a couple of clicks. You are not dependent on IT, just update a rule and that's it.
Designing rules will not take you longer than putting together an Excel sheet and testing is instant. When you are ready, you can deploy your rule to production in a single click.